UBA Magazine No13 2026 Revue

57 Magazine de l ’ Union Des Banques Arabes Articles Bibliographie Biometric Update. (2026, 27 août). Group-IB warns GCC investors of deepfake investment fraud risk. https://www.biometricupdate. com/202608/group-ib-warns-gcc-investors-of-deepfake- investment-fraud-risk Bolton, R. J., & Hand, D. J. (2002). Statistical fraud detection: A review. Statistical Science, 17(3), 235–255. https://doi. org/10.1214/ss/1042727940 Burrell, J. (2016). How the machine “thinks”: Understanding opacity in machine learning algorithms. Big Data & Society, 3(1). https://doi.org/10.1177/2053951715622512 CBUAE [Central Bank of the United Arab Emirates]. (2026a, 11 février). Guidance note on the consumer protection and responsible adoption and use of artificial intelligence and machine learning by licensed financial institutions in the U.A.E. https://rulebook. centralbank.ae/en/rulebook/guidance-note-consumer-protection- and-responsible-adoption-and-use-artificial-intelligence CBUAE [Central Bank of the United Arab Emirates]. (2026b, 16 avril). CBUAE updates AML/CFT/CPF guidance for licensed financial institutions [Communiqué de presse]. https://www.centralbank.ae/ media/njvnahyo/cbuae-updates-amlcftcpf-guidance-for-licensed- financial-institutions-en.pdf Central Bank of Jordan. (2025). Artificial intelligence framework for banking sector in Jordan. https://www.cbj.gov.jo/EBV4.0/ Root_Storage/AR/FinCert/Ai-Framework_English_Version. pdf ComplyAdvantage . (2026). FATF plenary June 2026: Grey list changes, a payment transparency consultation, and the incoming UK Presidency. https://complyadvantage.com/insights/fatf- plenary-june-2026-outcomes/ Émirats arabes unis. (2025). Federal Decree by LawNo. (10) of 2025 regarding anti-money laundering, and combating the financing of terrorism and proliferation financing. https://uaelegislation.gov. ae/en/legislations/3314/download Entrust. (2025, 18 novembre). Deepfakes, social engineering, and injection attacks on the rise: Entrust 2026 Identity Fraud Report reveals surging attacks and diversifying tactics [Communiqué de presse]. https://www.entrust.com/company/newsroom/deepfakes- social-engineering-and-injection-attacks-on-the-rise GAFI [Groupe d’action financière]. (2020). Guidance on digital identity. FATF. https://www.fatf-gafi.org/content/dam/fatf-gafi/ guidance/Guidance-on-Digital-Identity.pdf GAFI [Groupe d’action financière]. (2021). Opportunities and challenges of new technologies for AML/CFT. FATF. https:// www.fatf-gafi.org/content/dam/fatf-gafi/guidance/Opportunities- Challenges-of-New-Technologies-for-AML-CFT.pdf. coredownload.pdf GAFI [Groupe d’action financière]. (2026, 19 juin). Jurisdictions under increased monitoring – 19 June 2026. FATF. https://www. fatf-gafi.org/en/publications/High-risk-and-other-monitored- jurisdictions/increased-monitoring-june-2026.html GAFIMOAN [Groupe d’action financière du Moyen-Orient et de l’Afrique du Nord]. (2025). Typologies report on ML/TF through legal persons and legal arrangements in MENA region. MENAFATF. https://www.menafatf.org/index.php/information- center/menafatf-publications/typologies-report-mltf-through- legal-persons-and-legal Jordan Times. (2025, 5 août). CBJ issues “regulatory” framework for use of AI in banking sector. https://jordantimes.com/news/ business/cbj-issues-regulatory-framework-for-use-of-ai-in- banking-sector OACI [Organisation de l’aviation civile internationale]. (2021). Doc 9303 : Machine readable travel documents (8e éd.). ICAO. https://www.icao.int/publications/doc-series/doc-9303 Parasuraman, R., Sheridan, T. B., & Wickens, C. D. (2000). A model for types and levels of human interaction with automation. IEEE Transactions on Systems, Man, and Cybernetics – Part A: Systems and Humans, 30(3), 286–297. https://doi. org/10.1109/3468.844354 Prasad, V. (2026, 3 janvier). Iraq banking reform: CBI modernization & what businesses need to know. HHL. https://hhl-iq.com/iraq- banking-sector-reform-cbi-modernization-business-guide/ White & Case. (2025). The UAE enacts a new AML law: What are the key changes and what does this mean for your business? https:// www.whitecase.com/insight-alert/uae-enacts-new-aml-law-what- are-key-changes-and-what-does-mean-your-business Zawya. (2025). Central Bank of Egypt’s digital transformation push lifts financial inclusion to 76.3% in June 2025. https://www. zawya.com/en/business/banking-and-insurance/central-bank-of- egypts-digital-transformation-push-lifts-financial-inclusion-to- 763-in-june-2025- o9ytdkh8