The Banking Executive Magazine - Septmber Issue 2021

The World Union of Arab Bankers (WUAB) organized a webinar enti- tled “Bank Risk Indicators” on the 16th and 17th of September 2021. The webinar which was attended by more than 70 experts from 8 coun- tries (Lebanon, Iraq, Egypt, Jordan, Qatar, Sudan, Syria and Yemen) was inaugurated by a welcoming speech by Dr. Joseph Torbey, Chairman, World Union of Arab Bankers and Mr. Wissam Fattouh, Secretary Gen- eral, Union of Arab Banks and World Union of Arab Bankers WEBINAR OVERVIEW Bank risk indicators are a crucial strategic tool in the hands of the management, board and the different stakeholders to allow them situate the bank and take decisions. They enable: • Status assessment, trend analysis and comparing to peers • Benchmarking with best practice • Comparing with the bank’s vision and objectives, analyzing gaps, re- vising and taking actions. Risk indicators are easy to manipu- late, amend, distribute and explain to all stakeholders. Bank risk indicators encompass strategic indicators (capital ratios, profitability), credit (credit concen- tration, credit quality), liquidity and market risks (interest rate, foreign ex- change), and operational risk indica- tors in its large sense (including legal, reputational, compliance, IT and cyber risks, BCP, etc.). The workshop covered some of the main risk indicators in use by banks, and discussed the opportunities and limitations of risk indicators in today’s bank risk management. OBJECTIVES At the end of the workshop, the par- ticipants became more familiar with: • The risk management reporting process to the board and senior management • A typical framework of reporting risk indicators • A simplified definition of the main risk indicators • Importance and limitation of risk indicators BANK RISK INDICATORS Webinar by the World Union of Arab Bankers the BANKING EXECUTIVE 40 ISSUE 153 SEPTEMBER 2021 THE TRAINER: Pascale Maksoud Dahrouge heads the Financial and Operational Risk Management Department at Byblos Bank Group since 2014. During her 30 years’ career, Pascale has been involved in corporate and retail lending, credit risk and in risk management for the past 20 years, including the implementation of the Basel Capital Accords (Basel II, III) and IFRS9 ECL programs. Pas- cale is member of the ABL Risk Committee. She has participated in workshops with the ABL (Associa- tion of Banks in Lebanon), the UAB (Union of Arab Banks), the IMF and the Lebanese University. Pascale holds a Master in Econom- ics (Université Saint Joseph- Beirut) and an Executive-MBA (ESCP-Paris, ESA-Beirut). She is a certified Finan- cial Risk Manager (GARP-USA).