The Banking Executive Issue - October 2025 Issue

Domestic Credit of Commercial Banks’ Domestic Credit of Commercial Banks’ RISE BY 5.5% TO $373BLN Qatar’s banking sector is witnessing a robust performance evident by the developments in the key indicators of the sector. The assets, domestic deposit, domestic credit of commer- cial banks in Qatar witnessed an up- ward growth trajectory. The total assets of commercial banks operating in Qatar increased by 6.2 percent to QR2.15 trillion in Septem- ber 2025 according to the official data released by the Qatar Central Bank (QCB). The rise in assets underscores the sector’s resilience and its critical role in supporting Qatar’s broader eco- nomic diversification goals under National Vision 2030. The banking sector is central in sup- porting development, and it is one of the crucial factors which gives Qatar’s economy a great impetus that is clear in the growth figures achieved by various economic sec- tors, in increasing the confidence and attractiveness of the country’s economy. Meanwhile the total domestic de- posits surged by 1.6 percent on yearly basis to reach QR861.1bn in September this year. While the do- mestic credit in the same period wit- nessed a surge of 5.5 percent year-on-year to QR1.36 trillion. Total domestic credit reflects the amount of financial resources that banks and other financial institutions provide to the rest of the domestic economy. Statistics on domestic credit are crucial for policymakers for monetary policy, and investors to gauge financial stability. The total broad money supply (M2) increased by 1.6 percent to reach QR749.2bn in September 2025 on year-on-year basis. Qatari banking sector derives its re- silience from the wise policy by which the country’s economy is managed, the optimal management of resources, economic diversifica- tion, the high financial reserves maintained by Qatar and the ad- vanced legislative and regulatory structure. In line with Qatar National Vision 2030, the country’s long-term devel- opment plan, the Third Financial Sector Strategy 2024-30 aims to boost innovation throughout the sec- tor, enhance efficiency and investor protection, and contribute to efforts to unlock Qatar’s full economic po- tential. The strategy has four pillars – bank- ing, insurance, capital markets and the digital finance ecosystem – with cross-cutting themes including gov- ernance and regulatory oversight; Is- lamic finance; digital innovation and advanced technologies; environmen- tal, social and governance (ESG) and sustainability; and talent and capa- bilities. For banking, the strategy calls for en- hanced measures to promote trans- parency, accountability, and trust; enhanced efficiency, improved cus- tomer experience and innovation; and talent and capabilities to in- crease knowledge transfer and adapt to changing market conditions. the BANKING EXECUTIVE 56 ISSUE 202 OCTOBER 2025