BE Magazine - August 2026

Assets of Banks in Egypt Assets of Banks in Egypt RISE TO $523BLN IN Q1 2026 The combined balance sheet of banks operating in Egypt, excluding the Central Bank of Egypt (CBE), ex- panded by EGP 2.765trn during the first quarter (Q1) of 2026, reaching EGP 26.887trn in March, compared with EGP 24.122trn in December 2025, according to the latest CBE data. The increase was supported by con- tinued growth in customer lending, deposits and investments in securi- ties and Treasury bills, while key asset quality indicators remained broadly stable. On the asset side, banks held cash balances of EGP 204.587bn. Bal- ances with domestic banks reached EGP 2.991trn, while balances with banks abroad totalled EGP 1.782trn. Loans and discount balances ex- tended to customers rose to EGP 11.390trn, while banks’ investments in securities and Treasury bills in- creased to EGP 8.618trn. Other as- sets, which were not broken down by the CBE, amounted to approxi- mately EGP 1.9trn. On the liabilities side, paid-up cap- ital stood at EGP 739.130bn, re- serves totalled EGP 1.256trn, and provisions reached EGP 745.636bn. Liabilities to domestic banks amounted to EGP 2.051trn, while li- abilities to foreign banks stood at EGP 715.976bn. Customer deposits climbed to EGP 16.884trn, out- standing bonds and long-term loans reached EGP 1.114trn, and other li- abilities, which were not detailed by the CBE, totalled EGP 3.378trn. NON-PERFORMING LOANS The CBE said the banking sector’s non-performing loan (NPL) ratio re- mained unchanged at 1.9% in March 2026, matching the level recorded in December 2025. The ratio stood at 1.6% among the ten largest banks and 1.3% among the five largest banks. Provision coverage eased slightly to 88% of total non-performing loans, compared with 90.2% three months the BANKING EXECUTIVE 38 ISSUE 212 AUGUST 2026