BE - September 2026

Invest Bank Invest Bank Posts $15.8MLN Q2 PRE-TAX PROFIT According to its financial results for the half-year ended 30th June, 2026, the Bank continued to strengthen its performance momentum, recording second-quarter Profit Before Tax of AED58 million, up 159 % from the first quarter. The Bank continued to strengthen its financial position during the same period, with total assets reaching AED16.1 billion, up 27 % year-on- year and 14 % year-to-date, march- ing towards the highest-ever balance sheet since inception. Customer deposits grew to AED13.3 billion, up 30 % year-on-year and 17 % year-to-date, while net loans and advances increased to AED8.8 bil- lion, up 49 % year-on-year and 22 % year-to-date. Net Interest Income increased by 111 % year-on-year to AED164.1 million, while Net Interest Margin improved to 2.2 %, compared with 1.3 % in the corresponding period last year. Non-interest income rose 40 % year- on-year to AED94.7 million, driven by core business growth and higher balance-sheet volumes, particularly foreign exchange income. The Bank's growth was broad-based, with continued diversification of its customer base to accelerate its Retail Banking business alongside its estab- lished Wholesale Banking franchise. The Retail loan book crossed the AED1 billion mark for the first time, closing at AED1.1 billion, up 73 % year-to-date, while Retail CASA bal- ances reached 46 5 of retail deposits, compared with 35 % at the end of 2025, reflecting continued customer trust in the Bank's growing digital ca- pabilities. Core Wholesale Banking loans grew by AED1.2 billion, or 18 % year-to- date, while the deposits book grew by AED1.1 billion, or 13 % year-to- date, underscoring the Bank's diver- sified growth across segments. Edris Al Rafi, Chief Executive Officer of Invest Bank, said, "Our first-half re- sults demonstrate that our transfor- mation is delivering. Profit before tax is up 61 % year-on-year. Our bal- ance sheet continues to grow on a scale, and we are doing so while strengthening asset quality and main- taining a prudent capital and liquid- ity position. This performance, together with our new identity and our first investment-grade rating from Fitch, reflects the confidence our shareholders, regulators and cus- tomers place in INB today." the BANKING EXECUTIVE 52 ISSUE 213 SEPTEMBER 2026